Faith Between Us

Archive for August, 2010

Now you don’t have to spend a fortune to be online.

Stop Spending your Money on Printed Directories they Don’t Work Like The Used To.

Add photos, menus, documents, pricelists to Your Business Directory Online - YOu Don’t Need a  Website

If you have the time you can do it yourself or get somebody to do it for you!

If you have a website you should attach it to all the new directories that have come out now!

Local Business Listings Send You Traffic to Your Website more customers more sales!

The Major Sites in Australia you can advertise your business on is

Google Maps

True Local / Yahoo

Start Local

Aussie Web

Hot Frog

Menu Mate

Just a Few There Are More Internet Directories Popping Up All the Time, But i Find These Get picked up by Google the Most.

And 85% of Australians Search on Google.

If your Business is not on of these Sites You Are Missing Out on Sales, Phone Calls, Future Customers. Don’t let your future customers go somewhere else. Let Everybody Know What You Do! and Where You Are! And How To Find You!

The New Way to Find A Business or Product Your Are Looking For!

Make Sure Your Business Details are Correct & Make sure you Add What You Can To your Business Listing such as Photos Categories & Your Website.  Read more...

Managing your money can take up a lot of your time and also require you to do repetitive and tedious tasks. With a great personal finance software you will save a lot of time and the need for doing tedious repetitive tasks will be highly reduced. You can then concentrate on actually managing the money so that you improve the returns and also your financial security.

A personal finance software is a great tool for managing your finances. It will enable you to keep a track of many different accounts such as bank accounts and credit card accounts. It will also enable you to know costs, taxes and even analyze the financial information. In short it will do the work of a finance manager for you. This is a popular approach and in fact is based on the approach of large companies which need to manage complex investment portfolios of large amounts of money.

The tools that are offered by a quality personal finance software make tedious and repetitive calculations easy and you will be able to manage your accounts with minimal effort. This by itself will save you a lot of time and effort. A good software will be intuitive and easy to get started with. Therefore you will be able to see the benefits of using the software from day one. And as you get familiar with it you will realize how powerful it is and how much more you can get done.  Read more...

I bet just the very title of this article is enough to make you run for cover! Along with paper piles, budget and Cashflow is another area that can drive solo business owners over the edge! In your corporate days you would have had a bookkeeping/accounting department that took care of all of this for you – they paid the invoices, they tracked the receivables, they tracked the income, and they told you the bottom line!

Now that you’re running your own business you are also the Chief Financial Officer, and it can be very overwhelming. However, it needn’t be… let me share with you three simple steps that you can put in place to manage your budget and Cashflow.

What is a Cashflow projection?

One important area of your Financial Management System is that of a Cashflow projection. Put simply, a Cashflow projection shows whether your anticipated income will be able to cover your expected (projected) expenses and this report is very beneficial to you in your business.

It is an annual report and, if set up correctly, will show you how cash will flow through your business throughout the current financial year. As a solo business owner myself, I’ve been utilizing the Cashflow report in my own business for many years and find it invaluable. Just recently the chance to participate in a high-profile teleclass series came up, and because I have my systems in place, I knew straightaway that it was something I could take part in!  Read more...

Working capital for small businesses is a vital element in keeping the everyday operations of the business running smoothly from set up of the new company to maintenance and onwards. This form of ready funding is needed to conduct human resource tasks like hiring of able and competent staff that would support you in your goal of making a success out of the business, inventory purchases, buy needed raw materials, and produce sellable products to be marketed and eventually end up as financial gain. In a more technical tone, working capital for businesses may be defined as the operating liquidity that you end up with after the present liabilities are taken from the current assets of the business.

Working capital for small businesses must be available to ensure the longevity of the enterprise, feeding life into its cyclical operations. Not being able to retain ample amount to be used as working capital will cause the business liabilities to weight more than the assets. From there, things may go downhill with other financial issues materializing and in serious cases bankruptcy may be faced.

With the rise in number of small business operators or owners in urgent need of this kind of service, came the mushrooming of lending companies offering various ways to make working capital for small businesses available. Typically these forms of readily available funds have not been outlined for the acquisition of fixed assets of investing but mainly for advertising, accounts payable and for staff salaries. And the increasing accessibility of working capital sources not only with regards of physical location where you are to find an office near you but also regardless of where you are via the Internet, applying for such would not be to mush of a hassle.  Read more...

Financial management decisions are divided into the management of assets (investments) and liabilities (sources of financing), in the long-term and the short-term. It is common knowledge that a firm’s value cannot be maximized in the long run unless it survives the short run. Firms fail most often because they are unable to meet their working capital needs; consequently, sound working capital management is a requisite for firm survival.

About 60 percent of a financial manager’s time is devoted to working capital management, and many of the potential employees in finance-related fields will find out that their first assignment on the job will involve working capital. For these reasons, working capital policy and management is an essential topic of study. In many text books working capital refers to current assets, and net working capital is defined as current assets minus current liabilities. Working capital policy refers to decisions relating to the level of current assets and the way they are financed, while working capital management refers to all those decisions and activities a firm undertakes in order to manage efficiently the elements of current assets.  Read more...